Shares in Australia's third largest bank by market value gained 65 cents, or 2.2 per cent, to $30.56, outperforming its three rivals.
ANZ posted growth in customer deposits and home and small business lending in the first quarter, while lending in its business banking and regional business banking divisions softened.
"There remain a number of Nike Shoes That Look Like Vans challenging issues in the global economic environment. However, these are now largely more predictable," he said.
Commonwealth Bank will report its half year profit on Wednesday.
of the profitability of its loans had declined slightly due partly to low interest rates.
"ANZ's business strategy has also led to ongoing improvements in the quality of our lending book . together with the outlook for continued low interest rates and low levels of corporate leverage," he said in a statement.
businesses were keeping on top of debt repayments due to low interest rates.
ANZ's cash profit in the three months to December 31 grew by more than 13 per cent to Nike Shoes For Women 2018 Casual
The fall in bad loans was viewed as a positive economic indicator, signalling Nike Shoes Blue Girls
That puts it on target to achieve a full year cash profit of about $7 billion, higher than the previous year's $6.5 billion.
It said its net interest margin a measure Nike Shoes Grey And Red
The bank is forecasting annual revenue growth of between four and five per cent, which is above expected expense growth of two per cent.
$1.73 billion, on the back of growth in home lending and a surprise fall in bad debts.
"If you have moderate credit growth, moderate revenue growth and you keep the rate of cost growth below the rate of revenue growth you're going to have higher profits," he told AAP.
"It might be boring, they are not doing anything amazing . they are masters, that's their specialty."
Morningstar analyst David Ellis said the result showed the economy was still growing, enabling the major banks to maintain their strong financial positions, which has seen the industry's profits rise since the global financial crisis.
Fewer bad debts could also indicate weak demand for loans, but Mr Smith said moderate credit growth was occurring.
ANZ profit shows big four still growing
Mr Smith said ANZ held a positive outlook for 2014 despite concerns about its exposure to a slowdown in emerging economies through its heavy investment in Asia.
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